Privacy Policy

Your privacy is critically important to us. At FulcrumWise, our core principle is to protect your data by not collecting it in the first place.

Your Financial Data Stays Yours

All financial figures you enter into our calculators—such as your income, savings, or debt—are processed directly in your web browser. This data is never sent to, or stored on, any external server. We don't have a backend that receives it, and we can't see it.

For your convenience, we use your browser's `localStorage` to save your inputs so they're still there when you return. This data remains exclusively on your device. You can clear it at any time by clearing your browser's site data for this website.

No Analytics, No Cookies

FulcrumWise does not run any analytics or tracking service. We don't use Google Analytics, advertising pixels, or third-party cookies of any kind. Fonts and images are served from our own site rather than a third party, so loading a page doesn't send your IP address anywhere else. The only data stored on your device is your calculator inputs and your light/dark theme preference, both kept in `localStorage`, which never leaves your browser.

Because we don't collect any data about how you use the site, there is no cookie consent banner—there's nothing to consent to.

If we ever add analytics or affiliate features in the future, this policy—and an appropriate consent flow—will be updated first.

Policy Changes

Although most changes are likely to be minor, FulcrumWise may change its Privacy Policy from time to time. We encourage visitors to frequently check this page for any changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Last Updated: August 17, 2026