FulcrumWise

Decide with Data. Chart Your Course.

Model, compare, and visualize your most important financial decisions.

Confident person thinking about finances
Our Calculators

Tools for Financial Clarity

From major life decisions to daily habits, our calculators are designed to illuminate your financial path.

Housing & Investments

Rent vs. Buy

Analyze the full financial picture of renting versus owning a home.

FI Impact of Housing

See how renting vs. buying affects your FI timeline.

Home Affordability

Determine a comfortable home budget based on your income, debts, and down payment.

Mortgage Calculator

Estimate your monthly mortgage payment and see a detailed amortization schedule.

Compound Interest

Visualize how your savings can grow over time with the power of compound interest.

Financial Independence

When Can I Retire?

Project your path to financial independence and see when you can call it a career.

FI Planner

Set a target retirement date and see the savings rate required to hit your goal.

Savings Rate Calculator

Understand what percentage of your income you're saving and how it impacts your goals.

Debt & Habits

Debt Payoff Calculator

Compare the Avalanche and Snowball methods to find your fastest path out of debt.

The True Cost of a Habit

See how small daily expenses, like that coffee, add up to significant sums over time.